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Lic Term Plan Review

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There are no intermediaries and therefore no commissions involved and so they are cheaper than offline term plans.

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The e-Term plan from LIC is about 35 cheaper than the LIC offline term plan but slightly costlier than most online pure protection offerings from private companies However given the tremendous brand equity of LIC the e-Term plan is likely to become the preferred choice for most insurance buyers.

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LIC eTerm is a regular premium non-participating term assurance policy which caters to the family of the insured by offering them financial protection in the event.

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The premiums for the insurance with this feature are often significantly higher than for policies without it, and they generally require that you keep the policy in force to its term or else you forfeit the return of premium benefit.

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If you decide to convert, your premiums will increase drastically.

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To continue coverage, call the insurance company and ask what the expiry date is for renewing or converting the policy.

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LIC offers two pure term plans LIC Jeevan Amar and LIC Tech Term Plan Both the policies pay sum assured in case of death of the life.

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The following are some of the features and benefits of the policy.

The plan comes with an inbuilt total and permanent disability cover to enhance the coverage of the policy.

Life insurance can be a smart addition to any financial plan.

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You need to disclose your existing insurance while buying.

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As per the term policy conditions death due to suicide is not covered within the first 12 months of the policy tenure.

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Term life insurance is not a savings or investment plan.

Also now LIC e term did not offered any such rider.

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Covers natural death benefit reduced by an annual premium is an answer is no, weekdays or separate accidental death benefit.

LIC e-Term Online Term Plan Check eligibility benefits policy term sum assured premium payment modes more about LIC e-Term Online Term plan.

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It is important to understand that you need a higher sum insured if you reside in a metro city where medical treatment expenses are high.

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LIC e-term plan is a regular non-participating online term assurance plan which provides your family with the financial protection they require after your demise.


Guys, please dont go for LIC term plan, very poor service.

Insurance companies have maximum age limits for life insurance policies.

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This insurance may be from any company of your choice and offline or online, it is purely your take.

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LIC's e-Term policy is a pure life cover term insurance policy which can be purchased online The premiums need to be paid regularly every year and this is a.

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Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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